نوشتار تعریف:کارت اعتباری (Credit Card)

تعریف

کارت اعتباری، کارتی است که بانک یا مؤسسه اعتباری صادر می‌کند و به دارنده آن امکان می¬دهد تا کالا یا خدمتی را بدون پرداخت وجه نقد و فقط با ارائه این کارت خریداری کند؛ سپس بهای آن را طی مدت زمان مشخصی به صادرکننده کارت بپردازد. عموماً صادرکننده کارت، حد استقراضی را بر مبنای رتبه‌بندی اعتباری فرد در ارائه کارت اعتباری منظور می‌کند.

متون منتخب از منابع غیر‌فارسی

English Definition 1. Standard-size plastic token, with a magnetic stripe that holds a machine readable code. Credit cards are a convenient substitute for cash or check, and an essential component of electronic commerce and internet commerce. Credit card holders (who may pay annual service charges) draw on a credit limit approved by the card-issuer such as a bank, store, or service provider (an airline, for example).

English Definition 2. A card entitling the owner to use funds from the issuing company up to a certain limit. The holder of a credit card may use it to buy a good or service. When one does this, the issuing company effectively gives the card holder a loan for the amount of the good or service, which the holder is expected to repay. Most credit cards have variable and relatively high interest rates on these loans. Credit cards also have a limit, which may be raised or lowered depending on the creditworthiness of the card holder. Most analysts recommend treating a credit card as a short-term loan, as allowing the interest to compound for too long may result in dire financial straits.

English Definition 3. A small plastic card that can be used as a method of payment, the money being taken from you at a later time

English Definition 4. A credit card is a card issued by a financial company which enables the cardholder to borrow funds. The funds may be used as payment for goods and services. Issuance of credit cards has the condition that the cardholder will pay back the original, borrowed amount plus any additional agreed-upon charges. The credit company provider may also grant a line of credit (LOC) to the cardholder which allows the holder to borrow money in the form of a cash advance. The issuer pre-sets borrowing limits which have a basis on the individual's credit rating.

ترجمه متون منتخب از منابع غیر‌فارسی

آدرس منابع غیر‌فارسی

Reference address 1. Business dictionary / www.businessdictionary.com/definition/credit-card.html

Reference address 2. financial-dictionary.thefreedictionary.com/Credit+card

Reference address 3. Cambridge dictionary/ dictionary.cambridge.org/dictionary/English/credit-card

Reference address 4. www.investopedia.com/terms/c/creditcard.asp

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