وام دانشجویی (Student Loan)
وام دانشجویی وامی است که به دانشجویان داده میشود و برای بازپرداخت مخارج مرتبط با تحصیل نظیر شهریه دانشکده، اتاق و خورد و خوراک در دانشگاه یا تهیه کتابها مورد استفاده قرار می گیرد. بسیاری از این وامها به دانشجویان در نرخ بهره پایین تر ارائه میشوند. دانشجویان به طور کلی ملزم به بازپرداخت این تسهیلات تا پایان مهلت مقرر اضافی میباشند که معمولاً بعد از اتمام تحصیل شروع میشود.
English Definition 1. A loan one uses to pay for postsecondary education. A parent, guardian or the student may take out a student loan. In the United States, the federal government subsidizes or guarantees some student loans to enable more people to attend college. Interest on student loans is also tax deductible in the United States. However, because universities in the United States are often so expensive, many students spend a significant portion of their income on student debt service.
English Definition 2. A loan offered to students, which is used to pay off education-related expenses, such as college tuition, room and board at the university, or textbooks. Many of these loans are offered to students at a lower interest rate. In general, students are not required to pay back these loans until the end of a grace period, which usually begins after they have completed their education.
English Definition 3. A loan which is offered to students at university or college to fund their course, and which must be paid back after they have completed their studies.
Reference address 1. https://financial-dictionary.thefreedictionary.com/Student+loan
Reference address 2. http://www.investorwords.com/6939/student_loan.html#ixzz6FBE5zM70
Reference address 3. https://www.collinsdictionary.com/dictionary/english/student-loan
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