بانک‌های اجتماعی (Community Banks)

تعریف

بانک‌های اجتماعی به عنوان یک بانک تجاری مستقل و تحت مالکیت افراد محلی در هر منطقه فعالیت می‌کند و از بانک‌های پیشرو در تأمین اعتبار برای کسب و کارهای کوچک می‌باشند. دسترسی به تسهیلات از یک بانک اجتماعی در برخی مواقع آسان‌تر است زیرا ممکن است دانش بهتری از بازار محلی داشته باشند.

متون منتخب از منابع غیر‌فارسی

English Definition 1. Commercial bank that is owned and operated by the local working community. These financial institutions do not have a national presence and can only be found in certain areas. Community banks operate as independent institutions and do not affiliate with larger bank chains.

English Definition 2. An independent, locally-owned commercial bank. It operates exclusively in and derives its funds from the community in which it is based. It is sometimes easier to obtain a loan from a community bank because it may have better knowledge of the local market. It is also known as an independent bank.

English Definition 3. Community banks serve businesses and consumers throughout the country, in both rural and urban areas, and are leading providers of credit to small businesses. In general, community banks can be defined as those owned by organizations with less than $10 billion in assets. Regional and community banking organizations constitute the largest number of banking organizations supervised by the Federal Reserve System.

ترجمه متون منتخب از منابع غیر‌فارسی

آدرس منابع غیر‌فارسی

Reference address 1. http://www.businessdictionary.com/definition/community-bank.html

Reference address 2. https://financial-dictionary.thefreedictionary.com/Community+Banks

Reference address 3. https://www.federalreserve.gov/supervisionreg/topics/community_banking.htm

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